| Store Lending - Fee Schedule | ||||||
|---|---|---|---|---|---|---|
| Type of Loan | Amount
Received |
Standard
Loan Term |
Standard Rate
(CAB Fee) |
Lender Interest
($ Amount) |
Total Amount Due | Annual Percentage
Rate (APR) |
| 14 Day Single Pay | $100.00 | 14 | $25.00 | $0.38 | $125.38 | 661.74% |
| $300.00 | 14 | $75.00 | $1.14 | $376.14 | 661.74% | |
| $700.00 | 14 | $175.00 | $2.67 | $877.67 | 661.74% | |
| 30 Day Single Pay | $100.00 | 30 | $40.00 | $0.81 | $140.81 | 496.62% |
| $300.00 | 30 | $120.00 | $2.45 | $422.45 | 496.62% | |
| $700.00 | 30 | $280.00 | $5.72 | $985.72 | 496.62% | |
| Installment Loans - 12 Pay | $300.00 | 168 | $900.00 | $13.81 | $1,213.81 | 659.88% |
| $500.00 | 168 | $1500.00 | $23.01 | $2,023.01 | 659.88% | |
| $700.00 | 168 | $2,100.00 | $32.22 | $2,832.22 | 659.88% | |
| Installment Loans - 5 Pay | $300.00 | 152 | $600.00 | $12.49 | $912.49 | 490.54% |
| $500.00 | 152 | $1,000.00 | $20.82 | $1,520.82 | 490.54% | |
| $700.00 | 152 | $1,400.00 | $29.15 | $2,129.15 | 490.54% | |
| Title Loans | $500.00 | 152 | $653.00 | $20.82 | $1,173.82 | 324.99% |
| *CAB Fee includes a one-time of $28 | $1,000.00 | 152 | $1,278.00 | $41.64 | $2,319.64 | 324.99% |
| DMV Fee | $1,500.00 | 152 | $1,903.00 | $62.47 | $3,465.47 | 324.99% |
| On-Line Lending - Fee Schedule | ||||||
|---|---|---|---|---|---|---|
| Type of Loan | Amount
Received |
Standard
Loan Term |
Standard Rate
(CAB Fee) |
Lender Interest
($ Amount) |
Total Amount Due | Annual Percentage
Rate (APR) |
| Installment Loans - 12 Pay | $300.00 | 168 | $1,224.00 | $13.81 | $1,537.81 | 893.88% |
| $500.00 | 168 | $2,040.00 | $23.01 | $2,563.01 | 893.88% | |
| $700.00 | 168 | $2,856.00 | $32.22 | $3,588.22 | 893.88% | |
| Title Loans | $500.00 | 152 | $653.00 | $20.82 | $1,173.82 | 324.99% |
| *CAB Fee includes a one-time of $28 | $1,000.00 | 152 | $1,278.00 | $41.64 | $2,319.64 | 324.99% |
| DMV Fee | $1,500.00 | 152 | $1,903.00 | $62.47 | $3,465.47 | 324.99% |
Returned item fee of $30.00 will be applied to dishonored checks
Late payment Fee of $7.50 or 5% of the late payment amount whichever is greater will be applied for payments more than 10 days past due
This business is licensed and examined by the State of Texas-Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, (800)5381579, consumer.complaints@occc.texas.gov
“An advance of money obtained through a cash advance or auto title loan is not intended to meet long-term financial needs. A cash advance or auto title loan should only be used to meet short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.”
The loan information shown here is an example and may not reflect the actual fees and interest charged to a loan provided by the lender or credit access business.
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